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Mortgage Calculators

We have provided several Mortgage Calculators so that you can determine things such as how much house you can afford, how buying a home affects your tax liability and other scenarios. Just click on the link below to choose the calculator you would like to use.

 Amortization Schedule

View a complete amortization schedule for your loan program.

 Monthly Payments Calculator

Try different scenarios to see how they affect your monthly payments.

 Monthly Income Calculator

Calculate the minimum monthly income required for your desired loan amount.

 Debt Analysis Calculator

Consolidating your non-tax deductible debt into a tax deductible mortgage can significantly reduce your overall annual debt. Use this calculator and your estimated tax bracket to get the answers you need.

 Rent vs. Buy Calculator

Should you continue to rent or should you buy a home? Use this calculator to compare the costs of renting to the costs of buying a home.

Customer Feedback

  • Buying a home can be stressful. It is a huge commitment and your largest monthly obligation. I entrusted Heather at First Capital Group to go through this journey with me. I call it a journey, because I first reached out to Heather almost two years ago and my credit was less than stellar and Heather helped me to improve my credit, did not push me into something before I was ready, and was always optimistic about me being able to achieve my goal to become a home owner. Of course, with such a big decision, I shopped around with different lenders when my credit improved. Nobody was able to beat the customer service that Heather offers. She does an amazing job keeping you up to date on the process and on top of that, she was able to get a better interest rate than any of the other lenders. Heather's assistant Kim is also very pleasant and stays on top of the paperwork and answers any questions if Heather is unavailable. Together, they don't skip a beat! Heather is very caring and committed to making the home buying process rewarding for her client. I recommend her to anyone looking to purchase a home and will forever be grateful for her services!

    Thank You,

    Cecily

    ~ Cecily Jaimez