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FHA Home Loans

Right Start Mortgage offers FHA financing assistance for home buyers seeking low money down purchase options, renovation loans for home repair and improvement projects, and FHA streamline and cash out refinancing assistance. Our FHA loans have less strict credit guidelines and lower down payment and equity requirements compared to most conventional financing solutions.

We currently offer FHA financing assistance in Arizona, California, Colorado, Nevada, Oregon, Texas and Wyoming. Borrowers do not have to be first time home buyers to the eligible for our FHA mortgage programs. In many instances, seller paid closing costs may be permitted and down payment funds may be in the form of a gift or come from a down payment assistance program.

Wondering if a FHA loan is right for you? Contact us today for a free quote and home loan consultation - (800) 520-5626.


Customer Feedback

  • Buying a home can be stressful. It is a huge commitment and your largest monthly obligation. I entrusted Heather at First Capital Group to go through this journey with me. I call it a journey, because I first reached out to Heather almost two years ago and my credit was less than stellar and Heather helped me to improve my credit, did not push me into something before I was ready, and was always optimistic about me being able to achieve my goal to become a home owner. Of course, with such a big decision, I shopped around with different lenders when my credit improved. Nobody was able to beat the customer service that Heather offers. She does an amazing job keeping you up to date on the process and on top of that, she was able to get a better interest rate than any of the other lenders. Heather's assistant Kim is also very pleasant and stays on top of the paperwork and answers any questions if Heather is unavailable. Together, they don't skip a beat! Heather is very caring and committed to making the home buying process rewarding for her client. I recommend her to anyone looking to purchase a home and will forever be grateful for her services!

    Thank You,


    ~ Cecily Jaimez