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Products

Owner Occupied 

Owner Occupied transactions involve a small or mid-sized business that will occupy the majority (≥ 51%) of the commercial property for their business use.

Owner Occupied - Multi - Use - Owner occupies > 51% for their business use.  A multi-use property is a commercial building that may easily be used by a wide variety of tenants.

Owner Occupied - Special Use - Owner occupies ≥ 51% for their business use.  Special-use is commonly associated with properties that are either designed for a particular type of tenant, or are modified for use by a particular type of tenant. They are not suitable for multi-use (use by a wide variety of tenants, such as an office, retail or industrial building).

Property Types

  • Office
  • Retail
  • Mixed-Use
  • Light Industrial
  • Car Washes
  • Restaurants
  • Self-Storage

 

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Customer Feedback

  • Buying a home can be stressful. It is a huge commitment and your largest monthly obligation. I entrusted Heather at First Capital Group to go through this journey with me. I call it a journey, because I first reached out to Heather almost two years ago and my credit was less than stellar and Heather helped me to improve my credit, did not push me into something before I was ready, and was always optimistic about me being able to achieve my goal to become a home owner. Of course, with such a big decision, I shopped around with different lenders when my credit improved. Nobody was able to beat the customer service that Heather offers. She does an amazing job keeping you up to date on the process and on top of that, she was able to get a better interest rate than any of the other lenders. Heather's assistant Kim is also very pleasant and stays on top of the paperwork and answers any questions if Heather is unavailable. Together, they don't skip a beat! Heather is very caring and committed to making the home buying process rewarding for her client. I recommend her to anyone looking to purchase a home and will forever be grateful for her services!

    Thank You,

    Cecily

    ~ Cecily Jaimez