Have Questions? 800-520-5626 ext 524

Great Home Loan Products. Exceptional Service.  Let’s Talk (800) 520-5626 

VA Loans

Right Start Mortgage is pleased to provide VA financing assistance to eligible members of the U.S. Armed Forces and qualifying spouses. Not only do we offer purchase financing with no down payment, no PMI, and competitive pricing, we also offer VA IRRRL Refinancing (aka streamline refinance) and cash out financing up to 100% of the value of the home.

Why consider a VA Loan? The two primary reasons why borrowers opt for VA financing is that they require zero down payment and credit requirements are often more lenient than alternative forms of financing (FICOs down to 580 considered). Other perks of VA mortgages include the lack of need for Private Mortgage Insurance (PMI), allowable seller paid closing costs, and the ability to roll a one-time funding fee into the financed loan.

Wondering if a VA loan is right for you? Contact us today for a free quote and home loan consultation - (800) 520-5626.


Customer Feedback

  • Buying a home can be stressful. It is a huge commitment and your largest monthly obligation. I entrusted Heather at First Capital Group to go through this journey with me. I call it a journey, because I first reached out to Heather almost two years ago and my credit was less than stellar and Heather helped me to improve my credit, did not push me into something before I was ready, and was always optimistic about me being able to achieve my goal to become a home owner. Of course, with such a big decision, I shopped around with different lenders when my credit improved. Nobody was able to beat the customer service that Heather offers. She does an amazing job keeping you up to date on the process and on top of that, she was able to get a better interest rate than any of the other lenders. Heather's assistant Kim is also very pleasant and stays on top of the paperwork and answers any questions if Heather is unavailable. Together, they don't skip a beat! Heather is very caring and committed to making the home buying process rewarding for her client. I recommend her to anyone looking to purchase a home and will forever be grateful for her services!

    Thank You,


    ~ Cecily Jaimez